Here’s why HJ Wealth Management is different from other financial advisory firms:
Most financial advisors avoid a comprehensive planning process that addresses all aspects of wealth management. They choose instead to sell investments because comprehensive planning is labor-intensive and requires much attention from a qualified professional. Moreover, investment management is how they can get paid the most.
In contrast, our Progression Of Wealth® process is advice-driven and centered on finding solutions that address all disciplines specified in the financial planning process outlined by the Certified Financial Planner Board of Standards, the governing body of the Certified Financial Planner® profession. HJ Wealth Management is committed to serving fewer individuals with such diligence by applying our proprietary methodology for comprehensive wealth management, the Progression of Wealth®.
Wealthy people often fragment their finances by dealing with multiple brokers, banks and institutions. HJ Wealth Management saves you from the fragmented finance trap. We take an inventory of where all your accounts are located, what investments are held in them, and then we organize all your assets. The result: All of your assets are organized, making it simpler to manage and monitor your assets.
Principals Jay Heller and Brian Kohute are both Certified Public Accountants. Many of HJ Wealth Management’s clients are business owners, professionals and corporate executives. Having performed the accounting work for many years for businesses owners and partners in professional corporations, Brian and Jay integrate your business’s cash flow and benefits package, and qualified retirement plan with your personal financial goals. With the principals possessing the strong analytical skills of CPAs, HJ Wealth Management is capable of handling the most complex areas of personal finance, including working with senior corporate managers seeking to maximize their wealth through stock options plans and non-qualified retirement plans. With a background in public accounting for large corporations, HJ Wealth Management has acquired the expertise to advise senior corporate executives.
A hallmark of our firm is hands-on, personal client service. Our business plan is to remain a boutique financial services firm. We’re not trying to become the nation’s largest financial services firm. We just want to be the best. We want a relationship with every client that engages our firm. Every relationship is important to us. Each client meets with a principal throughout the The Progression Of Wealth® process. Our mission is to enhance the quality of your life by striving to provide you with peace of mind and a systematic way to work toward financial independence.
The Progression Of Wealth Process®
Our Progression Of Wealth® process provides a clear vision of your future and a plan to help you achieve your financial goals. It is a comprehensive system covering all major aspects of wealth management.
- Your investments are allocated across a range of asset classes based on your risk tolerance.
- Based on our research, judgment and experience, your portfolio is optimized in an effort to maximize returns with the least amount of risk.
- You are advised on how to use insurance to protect your loved ones financially.
- An estate plan is completed with documents executed that ensure your assets pass to your heirs while paying as little tax as allowed under law.